Read/review the following resources for this activity:
Review textbook chapters and course lectures as needed.
Minimum of 5 library resources (You may use 2 resources from Week 1 Assignment: Essay.)
Introduction
Previously we discussed the ACA from the point of view of employers and the incentives that are changed because of the law. This week we examine the ACA from the point of view of the insurers and the insured.
Activity Instructions
In an essay, address the following questions:
How does the employer mandate help eliminate the problem of adverse selection? Would a single-payer plan, in which everybody is insured through the government, further reduce the problem of adverse selection?
What do you think would happen to health care expenditures in the United States under either the ACA or a single-payer plan? Consider the following:
Economics of scale
Incentives facing health-care providers
That preventative medicine would be available to more citizens
Any moral hazard issues
Any bargaining issues
Porter’s Five Forces model
Any other issues from this course that come to mind
Explain your thoughts thoroughly using concepts from the related chapters and lectures
Writing Requirements (APA format)
6-8 pages (approx. 300 words per page), not including title page or references page
1-inch margins
Double spaced
12-point Times New Roman font
Title page with topic and name of student
References page (minimum of 5 resources)
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